quick and easy online auto loans even with bad credit

Ottawa Car Financing
Kingston car financing
Ottawa car financing

Ontar Car Financing Loans have financed over $1,000,000 since 2002. We are Canada's leading online car loan service for people with special circumstances. Working with over 40 private and public lenders in Canada allows us to have financial lenders competing for you. This gives our customers the best car loan rates available and the ability for anyone struck with bad credit to be driving a new vehicle.

Automotive Financing - Hassle Free

  • 93% of all Car Loans are Approved.
  • Rapid Email Responses.
  • Zero Car Loan Application Fees.

Qualify In 30 Seconds Before You Apply

Use the auto loan calculator below to estimate the amount you can finance when you buy a car.

Select Your Credit Score

  Credit Profile Min Score  
Good Credit 700
Fair Credit 625
Situational Bad Credit 575
Bad Credit 525
Very Bad Credit N/A
Not sure what your credit score is?
Simply estimate your credit for a quick answer to find out.

Enter your financial details


Apply Now!

Qualified Amount
$0.00

(enter your financial details above and find out how much you qualify to borrow)

All transactions and submissions are processed via our 128 bit SSL Secure Server

* The auto financing calculator is only an estimate. You may qualify for slightly more or less. Money down may be required but is not necessary all car loans. Approvals are subject to verification of employment and income. Auto loan interest rates and repayment terms are based on credit risk, vehicle selection, and equity position of the car loan.

We can show you more vehicles you qualify for in 10 minutes than you would find searching online for hours.

Car Financing Basics

  • At least $1,500 gross monthly income required for credit scores less than 625.
  • Chapter 7 Bankruptcy. 341 meeting of creditors must be completed.
  • Chapter 13 Bankruptcy. An Authorization to Incur Debt from the trustee is required.
  • No auto loan repossessions in the last year unless included in a bankruptcy.
  • Approved auto loans are for buying a car from our authorized licensed car dealer partners.
  • US or Canadian Residents at least eighteen years of age.

Credit Rebuilding Programs

  • Bankruptcies
  • Bad Credit
  • No Credit
  • Repossessions
  • Divorce
  • Tax Problems
  • Job Loss
  • 100's approved every month!
It was so easy to get a loan I couldn't believe I was approved so fast

We have been obtaining bad credit car loans for all types of people with auto credit difficulties or bankruptcies since 2001. We have provide a car loan to 98% of people struck with bad credit or bankruptcy as well as helped customers to improved and re-establish their credit. Our company also provides residents of Ontario with articles and reports to make you a smarter shopper. Click our car loans articles link to view all of our informative information.

See for yourself how fast and easy you can obtain the best priced auto finance for your new vehicle.. Auto approvals are near instant but most often the same day.